Tips To Save While Renewing Auto Insurance
These are some tips to save money while renewing your auto insurance. Gibb Agency Insurance Services provides auto insurance in Dallas, Frisco, Plano, McKinney, Garland, TX, Allen, TX and surrounding areas.
- Compare Multiple Quotes
Don’t settle for the first renewal quote. Compare policies from different insurers online.
Use insurance comparison websites to find the best deal.
- Negotiate with Your Insurer
If your premium has increased, call your insurer and ask for a discount.
Mention lower quotes from competitors to negotiate a better price.
- Opt for a Higher Voluntary Deductible
A deductible is the amount you pay before insurance covers a claim.
Choosing a higher voluntary deductible reduces your premium.
- Maintain a Good Driving Record
Safe drivers with no claims can get a No Claim Bonus (NCB) discount.
Avoid unnecessary claims to keep your NCB intact.
- Bundle Insurance Policies
Many insurers offer discounts if you bundle auto insurance with home or life insurance.
- Check for Discounts
Look for discounts based on age, profession, or membership in automobile associations.
Some insurers offer discounts for installing anti-theft devices.
- Drop Unnecessary Add-Ons
Review add-ons like roadside assistance or engine protection. Remove those you don’t need.
- Consider a Pay-as-You-Drive Policy
If you drive less, opt for a usage-based insurance policy to save money.
- Review the Insured Declared Value (IDV)
Adjust your car’s IDV to ensure you’re not overpaying on premiums.
- Renew Before Expiry
Renewing on time avoids penalties and keeps your NCB intact.
By following these tips, you can maximize savings while renewing your auto insurance! Would you like to discuss? Please give us a call, or email us!
